Car Insurance

The car insurance policy provides the following coverages: Comprehensive coverage, Third Party Liability, Fire and Theft coverage and Third Party Liability coverage. Our insurance packages are offered through the most reliable insurance companies in Cyprus.

1. Comprehensive Coverage

• Damage to the Insured Vehicle

• Third-Party Liability as detailed below

• 24-Hour Accident Care

• 24-Hour Roadside Assistance

• Loss or damage to the Insured Vehicle (and its spare parts) caused by an accident, including malicious damage by any person.

• Loss or damage to the Insured Vehicle (and its spare parts) caused by fire, flood, hurricane, storm, tempest, cyclone, tornado, volcanic eruption, earthquake, or other disturbance of the natural elements or other direct consequences of the above events.

• Loss or damage to the Insured Vehicle (and its spare parts) caused by strike, lockout, riot, or civil commotion.

• Replacement of the Insured Vehicle with a new vehicle (for vehicles less than one year old).

• Breakage of windscreen glass.

• Compensation for loss of use of the vehicle.

The maximum amount payable in the event of a claim is the market value of the Insured Vehicle, subject to the value assessment declared by you, including spare parts, as specified in the policy schedule.

2. Third-Party Fire and Theft Coverage

• Loss or damage caused directly by fire, self-ignition, lightning, explosion, theft, or attempted theft, up to the market value of the Insured Vehicle, including spare parts, as specified in the policy schedule.

• Third-party coverage as detailed below.

3. Third-Party Coverage

• Your legal liability, and that of authorized drivers and passengers, to third parties as required by law, up to €36,350,000 (for bodily injury and death) and €1,220,000 (for property damage), for damage caused by the use of the Insured Vehicle, even when driven off-road or towing a trailer.

• Emergency medical treatment, up to €30.

• 24-hour roadside assistance and accident care.

• Windscreen coverage.

4. Additional Coverages

• Driving off-road

• Driving in areas not controlled by the Republic of Cyprus

• Civil liability coverage to third parties for driving in other European Union countries

• Tyres: €175

5. Motorcycle Insurance

Motorcycle insurance is provided only to existing customers or customers who also insure their property/business.

What does it cover?